Uninsured Motorist Coverage

Waldorf Uninsured Motorist Accident Lawyers

You Can Still Seek Compensation with Our Help

Did you get sideswiped, rear-ended, or otherwise hit by an uninsured motorist? You might expect that your chance to recover a fair amount of damages has been floundered. With some legal guidance from the Farmer & Klopfer, though, there might still be a way to get the compensation you need and deserve.

Our Waldorf uninsured motorist accident attorneys are here to help you explore all of your legal options after an uninsured motorist crashes into you. Depending on your insurance policy, we might be able to demand full damages from your own insurer. Every case is unique, though, so we need to be able to sit down with you and discuss your situation to know the best approach to take.

Uninsured Motorist Insurance Benefits

The National Highway Transportation Safety Administration (NHTSA) estimates that about 12% of all drivers in certain parts of America are uninsured, despite all states requiring motorists to carry some form of active car insurance. Due to the prevalence of uninsured drivers, it is highly advised that you purchase the best uninsured motorist (UM) insurance policy you can reasonably afford. However, in Maryland, the law requires you to purchase uninsured/underinsured motorist (UM/UIM) bodily liability insurance coverage that meets minimum legal requirements.

Your UM/UIM insurance policy in Maryland must provide at least:

  • $30,000 in damages per person injured
  • $60,000 in damages per accident

After being hit by an uninsured motorist, your own insurance company’s policy should pay for your bodily injury damages, up to the coverage cap you purchased. Our law firm can help you file and manage this claim that you bring against your own insurer. Even though you have paid them monthly premiums and they advertised themselves as being as friendly and as helpful as a kind neighbor, you should not be surprised if your own insurance provider tries to deny or undervalue your uninsured motorist claim.

Hit-and-Run Drivers are “Uninsured”

Were you hit by a reckless driver who then left the scene of your accident before you could collect their insurance and identifying information? Your uninsured motorist insurance policy may cover your medical bills in this situation as well. Let us review your policy to see if it applies to unidentified drivers, not just drivers who you identified as uninsured.

To increase the chances of identifying a hit-and-run driver, try to remember:

  • Key features of the driver
  • License plate state and as many digits as you can
  • Make, model, and color of the car
  • Direction the driver fled the scene

You should call the police after being in a hit-and-run accident and give them the above information to the extent possible. With some luck, they could catch the driver and stop them from causing any more injuries. Drivers who commit hit-and-runs are often underinsured or uninsured, which is why they fled in the first place.


Please schedule a free case consultation today so we can begin.

Dependable, Aggressive & Successful Legal Professionals

Whether we need to file an uninsured motorist accident claim against your own insurance company or a completely separate party, you can rest confidently in knowing that our Waldorf uninsured accident attorneys are on the case. We do not back away from any legal challenge, no matter the size of the opposition. Our fighting spirit has made us a known name among major insurance companies and clients alike.


Want to know more about us? Call (301) 265-2220.

The opinions that matter Most

Read our 5-Star Reviews
  • Could not have asked for a better group of attorneys to handle our legal problem

    We could not have asked for a better group of attorneys to handle our legal problem. James Farmer and Melvin Allen were very knowledgeable, confident and successful in handling our case. I will definitely be referring this Law Firm to others.

  • A wise choice for anyone pursuing legal justice and/or a defense

    Mr. Farmer and his team were impressive through their work effort and detailed approach in every phase the Civil Court Personal Injury case. They also were responsive to any questions/concerns, supportive and communicated well through out the process. In the end, a satisfactory settlement was achieved. Mr. Farmer would be a wise choice for anyone pursuing legal justice and/or a defense.

  • Truly cared about my case and how the accident affected me.

    “I have used James Farmer office for two accidents I have been in; both times they were exceptional.”

  • Keeps in touch with you throughout the whole process, and even after your case is over with

    I just recently had James E. Farmer handle my second DUI and I received the best possible outcome I could've wished for. The judge I had could've really laid down the hammer on me but James worked his magic and did an incredible job. He knows what he is talking about and is very humble. He keeps in touch with you throughout the whole process, and even after your case is over with, and he explains everything so you know exactly what is going on. This is my first time hiring James and without a doubt, I would hire him again. He would be the first person I'd call if another legal problem should ever rise-- though I've made a promise to myself to stay away from the law as much as possible. He will be highly recommended to anyone that asks me if I know a great lawyer.

  • We received a great outcome and my family was 100% pleased

    “Attorney Farmer helped me and my family through a domestic situation which turned out to be great. His expertise, presentation, and professionalism all worked together and we received a great outcome and my family was 100% pleased. I would highly recommend!”

work with the best

  • Committed to Improvement

    We take pride in learning the latest strategies for maximizing damages, preparing our clients for trial & mounting an effective case.

  • A Record of Results

    Our firm has won tens of millions of dollars in financial compensation for individuals & their families.

  • Renowned in Our Field
    We are well-regarded in the legal community & are even known & respected among insurance companies.
  • Fearless Advocacy
    We are not afraid to confront negligent medical professionals, hospitals, nursing homes or their insurance companies.
  • Valuable Insight
    We know how to skillfully navigate government bureaucracies to help our clients obtain workers’ compensation benefits.

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