Uninsured Motorist Coverage

Waldorf Uninsured Motorist Accident Lawyers

You Can Still Seek Compensation with Our Help

Did you get sideswiped, rear-ended, or otherwise hit by an uninsured motorist? You might expect that your chance to recover a fair amount of damages has been floundered. With some legal guidance from Farmer & Klopfer, though, there might still be a way to get the compensation you need and deserve.

Our Waldorf uninsured motorist accident attorneys are here to help you explore all of your legal options after an uninsured motorist crashes into you. Depending on your insurance policy, we might be able to demand full damages from your own insurer. Every case is unique, though, so we need to be able to sit down with you and discuss your situation to know the best approach to take.

Uninsured Motorist Insurance Benefits

The National Highway Transportation Safety Administration (NHTSA) estimates that about 12% of all drivers in certain parts of America are uninsured, despite all states requiring motorists to carry some form of active car insurance. Due to the prevalence of uninsured drivers, it is highly advised that you purchase the best uninsured motorist (UM) insurance policy you can reasonably afford. However, in Maryland, the law requires you to purchase uninsured/underinsured motorist (UM/UIM) bodily liability insurance coverage that meets minimum legal requirements.

Your UM/UIM insurance policy in Maryland must provide at least:

  • $30,000 in damages per person injured
  • $60,000 in damages per accident

After being hit by an uninsured motorist, your own insurance company’s policy should pay for your bodily injury damages, up to the coverage cap you purchased. Our law firm can help you file and manage this claim that you bring against your own insurer. Even though you have paid them monthly premiums and they advertised themselves as being as friendly and as helpful as a kind neighbor, you should not be surprised if your own insurance provider tries to deny or undervalue your uninsured motorist claim.

Hit-and-Run Drivers are “Uninsured”

Were you hit by a reckless driver who then left the scene of your accident before you could collect their insurance and identifying information? Your uninsured motorist insurance policy may cover your medical bills in this situation as well. Let us review your policy to see if it applies to unidentified drivers, not just drivers who you identified as uninsured.

To increase the chances of identifying a hit-and-run driver, try to remember:

  • Key features of the driver
  • License plate state and as many digits as you can
  • Make, model, and color of the car
  • Direction the driver fled the scene

You should call the police after being in a hit-and-run accident and give them the above information to the extent possible. With some luck, they could catch the driver and stop them from causing any more injuries. Drivers who commit hit-and-runs are often underinsured or uninsured, which is why they fled in the first place.

Please schedule a free case consultation today so we can begin.

Dependable, Aggressive & Successful Legal Professionals

Whether we need to file an uninsured motorist accident claim against your own insurance company or a completely separate party, you can rest confidently in knowing that our Waldorf uninsured accident attorneys are on the case. We do not back away from any legal challenge, no matter the size of the opposition. Our fighting spirit has made us a known name among major insurance companies and clients alike.

Want to know more about us? Call our firm today (301) 265-2220.

The opinions that matter Most

Read our 5-Star Reviews
  • A winning team of confident, knowledgeable and successful attorneys

    “I am so pleased with the staff at the James F. Farmer firm. They are true professionals, ready and willing to fight on your behalf. When you retain their services, you are joining a winning team of confident, knowledgeable, and successful attorneys, like Mr. Melvin Allen, who helped me. Thank you!!!”

  • He will fight for you and do whatever he can to help you

    “Mr. James Farmer is a very intelligent and skilled lawyer that knows what he is doing and will go out of his way to help. I am very thankful to have had him as my attorney!! I was facing some very serious charges and with Mr. Farmers unbelievable skills, I was found not guilty on all charges. I would highly recommend Mr. Farmer to anyone who needs legal help. I cannot stress enough that he will fight for you and do whatever he can to help you. Thanks, Mr. James Farmer for all that you have done for me!! I also want to thank Patrick, Gary and his staff for their hard work, kindness, and professionalism.”

  • Nothing short of miraculous

    “Mr. Farmer and his associates go the EXTRA mile for all their clients! It's nice to feel safe at the hands of your attorney and get a great outcome! Every experience I've personally had, as well as watched, has been nothing short of miraculous!! Farmer and staff are who you want on your side!!!”

  • Thorough and attentive to my case from the beginning

    “From the initial consultation, I knew I needed James Farmer and his team on my side. He was thorough and attentive to my case from the beginning, prior to even hiring his firm. Once I officially hired his firm, he and his colleague Mr. Melvin Allen moved to strategically place me in the best position possible. They supported me throughout the process by making sure I understood what was happening and I felt extremely grateful to have them on my side! Long story short, my case was successfully completed with a favorable outcome! An outcome I couldn’t even imagine was possible but Mr. Allen’s expertise, strategy, and courtroom presence made it all possible! My wife and I are forever grateful and will always look to this firm on any future needs and you should, too!”

  • Keeps in touch with you throughout the whole process, and even after your case is over with

    I just recently had James E. Farmer handle my second DUI and I received the best possible outcome I could've wished for. The judge I had could've really laid down the hammer on me but James worked his magic and did an incredible job. He knows what he is talking about and is very humble. He keeps in touch with you throughout the whole process, and even after your case is over with, and he explains everything so you know exactly what is going on. This is my first time hiring James and without a doubt, I would hire him again. He would be the first person I'd call if another legal problem should ever rise-- though I've made a promise to myself to stay away from the law as much as possible. He will be highly recommended to anyone that asks me if I know a great lawyer.

work with the best

  • Committed to Improvement

    We take pride in learning the latest strategies for maximizing damages, preparing our clients for trial & mounting an effective case.

  • A Record of Results

    Our firm has won tens of millions of dollars in financial compensation for individuals & their families.

  • Renowned in Our Field
    We are well-regarded in the legal community & are even known & respected among insurance companies.
  • Fearless Advocacy
    We are not afraid to confront negligent medical professionals, hospitals, nursing homes or their insurance companies.
  • Valuable Insight
    We know how to skillfully navigate government bureaucracies to help our clients obtain workers’ compensation benefits.


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