Waldorf Uninsured Motorist Accident Lawyers
You Can Still Seek Compensation with Our Help
Did you get sideswiped, rear-ended, or otherwise hit by an uninsured motorist? You might expect that your chance to recover a fair amount of damages has been floundered. With some legal guidance from the Law Office of James E. Farmer, LLC, though, there might still be a way to get the compensation you need and deserve.
Our Waldorf uninsured motorist accident attorneys are here to help you explore all of your legal options after an uninsured motorist crashes into you. Depending on your insurance policy, we might be able to demand full damages from your own insurer. Every case is unique, though, so we need to be able to sit down with you and discuss your situation to know the best approach to take.
Please schedule a free case consultation today so we can begin.
Uninsured Motorist Insurance Benefits
The National Highway Transportation Safety Administration (NHTSA) estimates that about 12% of all drivers in certain parts of America are uninsured, despite all states requiring motorists to carry some form of active car insurance. Due to the prevalence of uninsured drivers, it is highly advised that you purchase the best uninsured motorist (UM) insurance policy you can reasonably afford. However, in Maryland, the law requires you to purchase uninsured/underinsured motorist (UM/UIM) bodily liability insurance coverage that meets minimum legal requirements.
Your UM/UIM insurance policy in Maryland must provide at least:
- $30,000 in damages per person injured
- $60,000 in damages per accident
After being hit by an uninsured motorist, your own insurance company’s policy should pay for your bodily injury damages, up to the coverage cap you purchased. Our law firm can help you file and manage this claim that you bring against your own insurer. Even though you have paid them monthly premiums and they advertised themselves as being as friendly and as helpful as a kind neighbor, you should not be surprised if your own insurance provider tries to deny or undervalue your uninsured motorist claim.
Hit-and-Run Drivers are “Uninsured”
Were you hit by a reckless driver who then left the scene of your accident before you could collect their insurance and identifying information? Your uninsured motorist insurance policy may cover your medical bills in this situation as well. Let us review your policy to see if it applies to unidentified drivers, not just drivers who you identified as uninsured.
To increase the chances of identifying a hit-and-run driver, try to remember:
- Key features of the driver
- License plate state and as many digits as you can
- Make, model, and color of the car
- Direction the driver fled the scene
You should call the police after being in a hit-and-run accident and give them the above information to the extent possible. With some luck, they could catch the driver and stop them from causing any more injuries. Drivers who commit hit-and-runs are often underinsured or uninsured, which is why they fled in the first place.
Dependable, Aggressive & Successful Legal Professionals
Whether we need to file an uninsured motorist accident claim against your own insurance company or a completely separate party, you can rest confidently in knowing that our Waldorf uninsured accident attorneys are on the case. We do not back away from any legal challenge, no matter the size of the opposition. Our fighting spirit has made us a known name among major insurance companies and clients alike.
Want to know more about us? Call (301) 265-2220.
Hopkins v. Abell, Jr. $1.25 Million
James vs. Hernandez $1 million
Farrell v. Erie Insurance Company $706,000
Johnson v. Bean $585,000
Harris v. Jenkins $500,000
Garnett v. J.D.W. Associates $475,000
Workers' Compensation $450,000.00
Carrie Howell vs. Allstate Insurance Company $435,814
Committed to Improvement
We take pride in learning the latest strategies for maximizing damages, preparing our clients for trial & mounting an effective case.
A Record of Results
Our firm has won tens of millions of dollars in financial compensation for individuals & their families.
Renowned in Our Field
We are well-regarded in the legal community & are even known & respected among insurance companies.
We are not afraid to confront negligent medical professionals, hospitals, nursing homes or their insurance companies.
We know how to skillfully navigate government bureaucracies to help our clients obtain workers’ compensation benefits.