Uninsured Motorist Coverage

Waldorf Uninsured Motorist Accident Lawyers

You Can Still Seek Compensation with Our Help

Did you get sideswiped, rear-ended, or otherwise hit by an uninsured motorist? You might expect that your chance to recover a fair amount of damages has been floundered. With some legal guidance from Farmer & Klopfer, though, there might still be a way to get the compensation you need and deserve.

Our Waldorf uninsured motorist accident attorneys are here to help you explore all of your legal options after an uninsured motorist crashes into you. Depending on your insurance policy, we might be able to demand full damages from your own insurer. Every case is unique, though, so we need to be able to sit down with you and discuss your situation to know the best approach to take.

Uninsured Motorist Insurance Benefits

The National Highway Transportation Safety Administration (NHTSA) estimates that about 12% of all drivers in certain parts of America are uninsured, despite all states requiring motorists to carry some form of active car insurance. Due to the prevalence of uninsured drivers, it is highly advised that you purchase the best uninsured motorist (UM) insurance policy you can reasonably afford. However, in Maryland, the law requires you to purchase uninsured/underinsured motorist (UM/UIM) bodily liability insurance coverage that meets minimum legal requirements.

Your UM/UIM insurance policy in Maryland must provide at least:

  • $30,000 in damages per person injured
  • $60,000 in damages per accident

After being hit by an uninsured motorist, your own insurance company’s policy should pay for your bodily injury damages, up to the coverage cap you purchased. Our law firm can help you file and manage this claim that you bring against your own insurer. Even though you have paid them monthly premiums and they advertised themselves as being as friendly and as helpful as a kind neighbor, you should not be surprised if your own insurance provider tries to deny or undervalue your uninsured motorist claim.

Hit-and-Run Drivers are “Uninsured”

Were you hit by a reckless driver who then left the scene of your accident before you could collect their insurance and identifying information? Your uninsured motorist insurance policy may cover your medical bills in this situation as well. Let us review your policy to see if it applies to unidentified drivers, not just drivers who you identified as uninsured.

To increase the chances of identifying a hit-and-run driver, try to remember:

  • Key features of the driver
  • License plate state and as many digits as you can
  • Make, model, and color of the car
  • Direction the driver fled the scene

You should call the police after being in a hit-and-run accident and give them the above information to the extent possible. With some luck, they could catch the driver and stop them from causing any more injuries. Drivers who commit hit-and-runs are often underinsured or uninsured, which is why they fled in the first place.


Please schedule a free case consultation today so we can begin.

Dependable, Aggressive & Successful Legal Professionals

Whether we need to file an uninsured motorist accident claim against your own insurance company or a completely separate party, you can rest confidently in knowing that our Waldorf uninsured accident attorneys are on the case. We do not back away from any legal challenge, no matter the size of the opposition. Our fighting spirit has made us a known name among major insurance companies and clients alike.


Want to know more about us? Call our firm today (301) 265-2220.

The opinions that matter Most

Read our 5-Star Reviews
  • Truly cared about my case and how the accident affected me.

    “I have used James Farmer office for two accidents I have been in; both times they were exceptional.”

  • A wise choice for anyone pursuing legal justice and/or a defense

    Mr. Farmer and his team were impressive through their work effort and detailed approach in every phase the Civil Court Personal Injury case. They also were responsive to any questions/concerns, supportive and communicated well through out the process. In the end, a satisfactory settlement was achieved. Mr. Farmer would be a wise choice for anyone pursuing legal justice and/or a defense.

  • Showed me true dedication that goes far beyond a paycheck

    “James Farmer and his team exceeded all expectations! I had a very serious criminal case and his firm was recommended to me by a family member. I was incarcerated during this time and he and his associate Stephanie came to update me on multiple occasions on the progress of my case. They were not only professional but the amount of time and energy they put into my case showed me true dedication that goes far beyond a paycheck! They prepared for trial, but in the end was able to work out a plea deal that did not include any jail time. I couldn’t have asked for a better attorney. I highly recommend Mr. Farmer and his team for any criminal case!”

  • Kind, sympathetic, reassuring and more importantly, very knowledgeable

    “I couldn’t be happier with the service I received from this law firm. I felt comfortable from the minute I first walked through the door. I had less than two weeks before the expiration of my personal injury filing date and was overwhelmed. My first appointment was with Elizabeth who took my huge stack of papers with a smile and said, “Let me take care of this for you.” Although all of the staff that I encountered were wonderful, my main experience was with Mr. Farmer and Elizabeth who were both kind, sympathetic, reassuring and more importantly, very knowledgeable. My case was handled professionally and in a timely fashion. My case was recently concluded and I am very happy with the outcome and would not hesitate to use them again or recommend them to my friends and family in the future. Need a good law firm, no need to look further.”

  • He got me the best possible sentencing I've could have asked for.

    “I've had several lawyers over the last decade and James Farmer has been the absolute best.”

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    Our firm has won tens of millions of dollars in financial compensation for individuals & their families.

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    We are well-regarded in the legal community & are even known & respected among insurance companies.
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    We are not afraid to confront negligent medical professionals, hospitals, nursing homes or their insurance companies.
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    We know how to skillfully navigate government bureaucracies to help our clients obtain workers’ compensation benefits.

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